Monday, September 15, 2014

The Journey Home

After almost 5 years of marriage and 2 kids later, we have finally been blessed with a home. I know this may be a small thing for some people, but for some reason, it feels like an enormous milestone for us - maybe because it has taken so much to get here and it has been a dream of ours that has always felt so far away. The journey here wasn't easy, but we finally made it!

Since the day that we started planning our future together, a house was always in the cards, but things kept happening in our lives that would always discourage us making it seem like getting a home would be impossible. Instead of enjoying our first few years of marriage and saving a down payment for the home, we had kids right away and they definitely took up most of our time and monetary resources. Whenever we would try to pull ourselves out of debt and save money, the "unexpected" expenses would pile up and we had to put the goal of having a home on the backburner several times. It wasn't until we had Elijah that we realized we needed more than just a two bedroom apartment - we needed a home.

Throughout the years, we've made so many life changing decisions. In 5 years of marriage, we have moved 4 times, each time a more taxing experience. And even though we've never really settled in a place for more than 18 months at a time, it feels like each time we gained more and more stuff to move. When the rent at our apartment got raised so high, we started to put some serious thought into buying a home. That was a very tough decision to make this year - To move away from our comfort zone and put ourselves out there to look for a house with not a very big budget OR stay in an apartment and keep renting comfortably until we could afford a nicer house with a bigger budget (which could have taken another 2 to 4 years).

It's crossroads like these that really test the bounds of your partnership with your spouse, and you'd better believe we weren't always on the same page. But somehow, we got led onto the roller coaster ride that is the current housing market which is definitely much more seller friendly than we would have liked. We started off looking in areas that we didn't LOVE but could get more bang for our buck. With kids, there is so much more to consider - school district, safety, babysitter situation, space for toys, etc. Occasionally, we would casually venture into the more expensive parts of town for homes that were great deals, but would often get our hopes crushed when we were outbid by the much more qualified competition.

Needless to say, it was four months of very active looking and the drawing up of what seemed like endless amounts of papers to be signed until we finally came across the one. We wanted to take a break from looking for a while until this home came up on the listings and we just HAD to see this one last house. We loved it from the moment we saw it - it was in the better area of town, had the most square footage out of anything we saw and could afford, and although it needed some TLC, had so much potential. It was a foreclosed home and according to the seller, it had a not-so-hefty price tag because of the jungle of a backyard that it had, which wasn't really a big deal to us.

So we made an offer, and to our surprise, it was accepted a couple days later. It was a wave of shock that one of our offers was finally accepted, let alone for  a home that we really loved! Long story short, we  were scared, excited and nervous all at once. We fell out of escrow for a little bit because of some repairs that were not addressed - but after some negotiations and much thought on our part, the house officially was ours on August 6th.

With some extra cash, a good contractor, and a little bit of elbow grease, we have fixed up this home from being a neglected foreclosure, to the starter home of our dreams. I am so humbled and happy about this huge blessing that has been given to us, especially because we never thought it to be possible. If you would have told me back in March that I was going to own THIS home in a few short months, I probably would've laughed it off and yelled at you for being so cruel. But here we are. It may not be the biggest or newest home in a popular city, but to us, it is such a big achievement. It hasn't quite settled in yet because we haven't officially started living there, but after seeing my bank account, I am reminded that it is very real. Lol!

Lastly, I just want to say that none of this would've been possible without the help of my very loving and generous in-laws. They've invested so much in our family and I hope they know that the happiness they've given us is priceless! Thank you to my parents who have opened up their home for us to live in while we saved money and looked for a home. And of course, thank you also to our realtor, my Tita Winnie, who guided us through the whole process with patience (And our loan officer, Rufina, too!) So if you're looking for a good team to help you with your next home, hit me up for their information.

It's been quite the journey for Anthony and I. We have definitely never disagreed as much as we have until we started looking for a house - but through lots of prayer and somewhat rational discussion, we have always managed to navigate ourselves to some common ground. And NOW, we're both learning the ropes of homeownership. (Thank goodness for my dad and my grandpa who are always there to help teach Anthony the basics of keeping your house functioning). There's nothing more attractive than a guy who can assemble furniture, ignite a pilot light, and entertain a toddler at the same time!

Well, without further adieu, here are some before and after photos of our lovely new abode!

This is what it looked like when we first bought it...Everything was brown and gold! The kitchen had formica countertops, and the flooring was all carpet and vinyl. Also, all of the cabinets were flimsy and were lined with disgusting old wallpaper.
 
Here is our backyard before and after clean up. We had a huge pile of debris on the side of the house..literally like 3 feet high and weeds growing everywhere.

Here are some of the AFTER photos - new apron sink, quartz countertops downstairs and all granite upstairs. All the cabinets have been replaced, the fireplace painted, bathtubs reglazed, and all flooring replaced with laminate wood all around and tile in the bathrooms.

More after photos - Added shutters, changed all the lighting fixtures from gold to brushed nickel, changed the old fluorescent lighting in the kitchen to recessed bulbs, knocked down a cabinet and put pendant lighting in the kitchen, and changed all the baseboards.